Want to know how to borrow money from Chime ? then stay glued to this article as I will show what it takes to be an eligible Chime user to enjoy Chime's loan. Chime is a financial institution that offers online banking services including an online checking account and a virtual debit card.Īny financial institution that offers loans to its customers knows how vital it is to maintain trust between the financial institution and the customer and Chime takes this aspect very seriously.Ĭhime has a feature known as SpotMe which lets eligible customers get a loan ranging from $20 to $200.Ĭhime SpotMe works in a similar way to Cash Advance app that work with Chime as both let you obtain a Cash advance which you will have to repay on your next Payday.